Justine Zikuda MSPT
Physical Therapist
She is located at 3820 Pheasant Lane in Waterloo, IA 50701. Can help patients with the following: Balance Issues, Cerebral Palsy (CP), Golfer's Elbow, Neck Pain, Post Amputation, Scoliosis. Her National Provider Identifier (NPI) number is 1013988138. Appointment can be made via the phone number (319) 233-6995. She is affiliated with 1 practices.
Conditions treated
Justine Zikuda, being an physical therapist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Justine Zikuda.
- Arthritis
- Balance Issues
- Car Accident Injuries
- Carpal Tunnel Syndrome
- Cerebral Palsy (CP)
- Developmental Delays
- Fibromyalgia
- Frozen Shoulder
- Golfer's Elbow
- Headache
- Herniated Disc
- Hip Bursitis
- Hip Replacement
- Knee Pain
- Low Back Pain
- Neck Pain
- Osteoarthritis (OA)
- Physical Rehabilitation
- Post Amputation
- Rotator Cuff Tear
- Sacroiliac Joint Pain
- Sciatica
- Scoliosis
- Separated Shoulder
- Shoulder Bursitis
- Sprain
- Sprained Ankle
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Justine Zikuda as in-network for the following 2026 plans.
Health plans
Medica
Network data as of Dec 17, 2024, as reported by the insurer.
Show all 9 plans from Medica
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Medica Insure Bronze $0 Copay PCP Visits | EPO · Expanded Bronze | Standardtier | Accepting new patients |
| Medica Insure Bronze Share | EPO · Expanded Bronze | Standardtier | Accepting new patients |
| Medica Insure Expanded Bronze Standard | EPO · Expanded Bronze | Standardtier | Accepting new patients |
| Medica Insure Gold $0 Copay PCP Visits | EPO · Gold | Standardtier | Accepting new patients |
| Medica Insure Gold Share | EPO · Gold | Standardtier | Accepting new patients |
| Medica Insure Gold Standard | EPO · Gold | Standardtier | Accepting new patients |
| Medica Insure Silver $0 Copay PCP Visits | EPO · Silver | Standardtier | Accepting new patients |
| Medica Insure Silver Share | EPO · Silver | Standardtier | Accepting new patients |
| Medica Insure Silver Standard | EPO · Silver | Standardtier | Accepting new patients |
Oscar Insurance Company
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 10 plans from Oscar Insurance Company
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Bronze Classic 4700 | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Gold Classic Standard | EPO · Gold | Preferred | Accepting new patients |
| Gold Elite | EPO · Gold | Preferred | Accepting new patients |
| Secure | EPO · Catastrophic | Preferred | Accepting new patients |
| Silver Classic | EPO · Silver | Preferred | Accepting new patients |
| Silver Classic Standard | EPO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | EPO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | EPO · Silver | Preferred | Accepting new patients |
Wellmark Health Plan of Iowa, Inc.
Network data as of Sep 8, 2026, as reported by the insurer.
Show all 10 plans from Wellmark Health Plan of Iowa, Inc.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Wellmark Bronze HDHP HMO HSA Qualified | HMO · Expanded Bronze | Wellmark Blue HMO Network | Accepting new patients |
| Wellmark Bronze Standard | UnityPoint Health | HMO · Expanded Bronze | Wellmark Blue HMO Unitypoint Health Network | Accepting new patients |
| Wellmark Bronze Traditional HMO | HMO · Expanded Bronze | Wellmark Blue HMO Network | Accepting new patients |
| Wellmark Gold Primary Care | UnityPoint Health | HMO · Gold | Wellmark Blue HMO Unitypoint Health Network | Accepting new patients |
| Wellmark Gold Traditional HMO | HMO · Gold | Wellmark Blue HMO Network | Accepting new patients |
| Wellmark Silver Primary Care | UnityPoint Health | HMO · Silver | Wellmark Blue HMO Unitypoint Health Network | Accepting new patients |
| Wellmark Silver Traditional HMO | HMO · Silver | Wellmark Blue HMO Network | Accepting new patients |
| Wellmark Standard Bronze HMO | HMO · Expanded Bronze | Wellmark Blue HMO Network | Accepting new patients |
| Wellmark Standard Gold HMO | HMO · Gold | Wellmark Blue HMO Network | Accepting new patients |
| Wellmark Standard Silver HMO | HMO · Silver | Wellmark Blue HMO Network | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Justine Zikuda is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
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Questions & Answers
What conditions does Justine Zikuda treat?
Justine Zikuda provides treatment for Balance Issues, Cerebral Palsy (CP), Golfer's Elbow, Neck Pain, Post Amputation, Scoliosis. For the full list see this list.
Does Justine Zikuda accept insurance?
Justine Zikuda is listed in-network for 29 ACA Marketplace (Obamacare/HealthCare.gov) plans from Medica, Oscar Insurance Company, Wellmark Health Plan of Iowa, Inc.. See the Marketplace plans section for details.
Where can you meet with Justine Zikuda?
Justine Zikuda's office is located at 3820 Pheasant Lane in Waterloo, IA 50701.
Does Justine Zikuda have affiliation with practices?
Justine Zikuda is affiliated with Physical Therapy Partners.